Discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures.
AmeriPlan Dental, has quickly become an attractive alternative to costly dental insurance.
Traditional dental insurance, once the only dental benefit option available, features many drawbacks including costly deductibles, tedious claim forms, long waiting periods and other limitations. On the other hand, discount dental plans are affordable, easy-to-use and free of these hassles.
Compare Dental Insurance & Discount Dental Plans
* $50 TO $75 Per Month
* 30 to 60 day waiting period
* 6-12 month waiting period for ongoing conditions
* $50 to $100 deductible
* Insurance claims forms for doctor and patient
* $750 to $1,500 annual limit
* Orthodontics may exceed annual limit
* Must give prior notice to change dentist (DMO)
* Specialist may exceed annual limits
* Premium may vary
* Vision care additional
* Prescription drug card additional
* Chiropractic care additional
AmeriPlan Dental
* $11.95 to $19.95 Per Month
* No waiting period
* All ongoing conditions are included
* No paperwork
* No annual limits
* All orthodontics included (children & adults)
* Can change dentist anytime without notice
* All specialists included
* Rates guaranteed for two years
* Vision care plan at no cost
* Prescription drug card at no cost
* Chiropractic care plan at no cost
Source: http://blog.familydentalhealthplans.com/dental-insurance-dmos-vs-discount-dental-plans
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